In many cases, approval and settlement can happen on the same day—especially when all required documents are submitted promptly and everything runs smoothly. We’ve had clients approved and settled within hours.

That said, since multiple parties are often involved, timelines can vary. As a general guide, we recommend allowing 1 business day for approval and another for settlement. If delays are expected, we’ll let you know upfront based on the lender’s usual turnaround times. If you’re on a tight deadline, we can prioritise speed and work with lenders who can meet your timeframe.