Last Updated: June 2025

Welcome to www.sierracarloans.com.au, a website operated by Sammfin Pty Ltd (ABN 29 145 356 458), trading as Sierra Car Loans (“we,” “our,” or “us”). By accessing or using this website (“Site”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use our Site.

Acceptance of Terms

By accessing or using the Site, you agree to these Terms of Use, as well as our Privacy Policy, which is incorporated into these Terms by reference. We may update these Terms from time to time without prior notice. Your continued use of the Site constitutes acceptance of any such changes.

Use of the Site

You agree to use the Site only for lawful purposes and in a manner consistent with these Terms. You must not use the Site:

  • In any way that breaches any applicable local, national, or international law or regulation.

  • To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material (spam).

  • To knowingly transmit any data, or send/upload any material that contains viruses, malware, or other harmful code or programs.

Intellectual Property Rights

All content on the Site—including text, graphics, logos, icons, images, audio clips, downloads, and software—is the property of Sammfin Pty Ltd or its content suppliers and is protected by Australian and international copyright, trademark, and other intellectual property laws.

You may view and print portions of the Site for your personal, non-commercial use only. You must not reproduce, copy, modify, republish, upload, post, transmit, or distribute any material from this Site without our prior written permission.

User Accounts

Some areas of the Site may require registration or the creation of an account. If you create an account, you must:

  • Provide accurate and complete information;

  • Maintain the confidentiality of your account credentials; and

  • Be responsible for all activity that occurs under your account.

You agree to notify us immediately if you suspect any unauthorized use of your account.

Disclaimer of Warranties

The information and materials provided on this Site are on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim all representations and warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Sammfin Pty Ltd shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages—including without limitation, loss of profits, data, or goodwill—arising out of or in connection with:

  • Your access to or use of, or inability to access or use, the Site;

  • Any conduct or content of any third party on the Site;

  • Any unauthorised access, use, or alteration of your data.

Nothing in these Terms excludes any statutory guarantees or other rights that you may have under the Australian Consumer Law which cannot be lawfully excluded or limited.

Indemnification

You agree to indemnify and hold harmless Sammfin Pty Ltd, its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or in connection with your use of the Site or breach of these Terms.

Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Sammfin Pty Ltd. We are not responsible for the content, policies, or practices of these third parties and disclaim any liability for your use of them. We recommend you review their respective terms and policies.

Privacy

Your use of the Site is also governed by our Privacy Policy. By using the Site, you consent to the collection, use, and disclosure of your information as described therein.

Governing Law

These Terms are governed by the laws of the State of New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts of New South Wales in relation to any dispute arising under or in connection with these Terms.

Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, that provision will be severed, and the remaining provisions will remain in full force and effect.

Contact Us

If you have any questions about these Terms, please contact us at:

Sammfin Pty Ltd (trading as Sierra Car Loans)
ABN: 29 145 356 458
Email: info@sierracarloans.com.au
Phone: 1300 788 897